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Artificial Intelligence and Machine Learning

Over 40 productized services are delivered by the Fractal Sciences lab allowing you to leverage defined solution frameworks and reusable model components to custom tailor analytics for your business, and get them integrated into any format or platform.

We solve hard problems for our clients so they can focus on their business and customers.


Centralized Analytics Environment

Fractal Sciences is building a centralized analytics platform using proprietary services architecture to scale a wide range of proprietary solutions. This team develops advanced math and science products, streamlines process automation, and builds reusable components such as data models by industry and solution area.

Our Big Data processing system uses Hadoop to deliver a wide range of pre-set data models so all the variables are automatically created across several industries to quickly deliver predictive models and business performance information across all solution categories.

  1. We defined 2000 different dimensions to understand credit card customer behavior based on our experience working with 150 different banks in different countries
  2. Our customer segmentation automation completes in 2 weeks what would otherwise take 6 to 8 months, or even longer

We have encapsulated years of experience using multiple disciplines and data for consumer goods, retail, banking and insurance to develop Logical Data Models (LDMs) that convert raw, noisy data into hundreds of meaningful and powerful industry-specific and problem-specific variables.

  1. Our credit card LDM evaluates customers across more than 650 dimensions to ensure we capture every possible signals from the data
  2. We have LDMs for cards, banking, auto and home insurance, retail and consumer goods

Meet the Experts

Ajoy Singh

Chief Operating Officer

Ajoy Singh

Chief Operating Officer

Joined: 2012

Role: Leads engagement delivery and heads capabilities development for Customer & Loyalty Analytics, Integrated Marketing Effectiveness, Artificial Intelligence and Machine Learning, Big Data & Visualization

Past experience: Prior to Fractal, Ajoy was the Country Credit Risk Head for the consumer portfolio of Barclays India. He was in Leadership role in Consumer Credit Risk Management in Standard Chartered (Prime Financial), CitiFinancial and GE Money. He is experienced in Credit Risk Policy & Portfolio Management, Collections Strategy, Underwriting & Fraud Control. 

Education: Ajoy received his MBA from the Indian Institute of Management (IIM) at Calcutta and Bachelors in Mechanical Engineering from the Indian Institute of Technology (IIT) Delhi

Passion for analytics: Adopting analytics to make smarter, faster and effective decisions.